1. Prepare to Buy


Home buying is the most important purchase of your life. This process can be complex, a Realtor® can guide you through and help you succeed.


2. Plan your Finances


Buying a home for most of the people is the largest purchase of their life. Be prepared and calculate all the expences related to that transaction.


One time Costs: Down Paymen, Legal Fees, Property Transfer, Title Insurance, Inspection Fee and Taxes.


Monthly Costs: Mortgage, Utilities, Maintenance, Insurance, Property Taxes. Your monthly housing costs shoud not exceed 32% of your gross monthly family income.           Use our mortgage calculator to determine your monthly payment.


3 Find a Realtor®


Interview two or three Realtors® choose the one that you feel confortable working with. Remember your Realtor® will be the expert on your specific needs and wants. You have to know that most of the Realtors® have equal access to the same property listings. Working with more than one Realtor® will lose your time and energy.  



4.View Properties


A Realtor® can answer questions about the homes that you are interested in, help you compare prices and save you a lot of money. A Realtor® can supply you with information about exclusive listings, book showings for you and ensure that you will see only properties that meet your search criteria.


4.Make an Offer

Congratulations! You have fount the perfect Home. Now your Realtor® can prepare an Offer and negotiate on your behalf. 



10 Deadly Home Buyer Mistakes


  1. Making an offer on a home without being prequalified. 
  2. Non having a home inspection.
  3. Limiting your search to open houses, ads or the internet.
  4. Choosing a Real Estat Agent who is not committed to forming a strong business relationship.
  5. Thinking there is one perfect house out there.
  6. Not considering long term needs.
  7. Not examining insurance issues.
  8. Not buying a home protection plan.
  9. Not knowing total cost involved.
  10. Not following through on due diligence. 


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